Personal Finance Tools available Online.

In these tough economic times, people worried about personal finances have now more than ever, the tools to help them better manage them thanks to the Internet.Whether you want to plan a budget or track your spending or investments, there are a host of Web sites that help you do just that and more importantly, most of them are free of charge.
For instance, for budgeting, Web sites like Mint.com, Wesabe.com or Geezeo.com offer basic budgeting tools for those who sign-up with them. By signing with them, you create an account and these sites automatically aggregate all your Online financial data, giving you an bird's eye view on most of your expenses.
And according to the Wall Street Journal that has extensively studied the subject, "these sites will even alert you via email or text message when a bank account is too low or when a credit card is approaching its limit."
Some of these sites, like Geezo or Wesabe, also offer a social-network aspect that allow users to share tips and advices, the Journal reports.
Moving beyond budgeting and onto financial planning, a number of Web sites like SimpliFi.net, Planwithvoyant.com or Basic.esplanner.com offer different tools of various sophistication.
For people wanting to track their investments or just in need for more information about investing, the list of options is a long one and some of the most comprehensive are: SocialPicks.com, CakeFinancial com, PortofolioMonkey.com etc.
For investors scared by the recent financial scams and scandals, the Financial Industry Regulatory Authority or Finra, is the best place to go for tools to help monitor stockbrokers and learn about and avoid frauds.
According to the Wall Street Journal, you can check the professional background of current and former Finra registered securities firms and brokers, as well as find any regulatory complaints or customer disputes at Finra.org/BrokerCheck.
The Securities and Exchange Commission offers a similar tool for information about investment-adviser firms, at Adviser-info.sec.gov .

For more, see Wall Street Journal.com